Powered by Max Banner Ads A successful retirement depends largely on the steps you take during different stages of your life. Retirement is a moving target that defies a singular definition because it will be different for each person. However, planning for this event occurs continuously throughout the financial life-cycle and usually has five phases.  Let?s [...]

U.S. households lost trillions of dollars in the first few quarters of the economic and financial crisis of 2007, 2008, and 2009. Total wealth relative to after-tax income had fallen to its lowest level since March 1995 by the end of 2008. This sharp drop likely had a severe effect on the retirement income security of millions [...]

With the stock market just finishing one of its most abysmal decades ever, it’s natural for investors to reconsider their estimates for the future.  As boomers age, they face one of the greatest challenges in their lives: how to avoid running out of money in retirement. It may be too late for retirement investors to recoup losses [...]

When it comes to income, guarantees are not a luxury; they are a necessity. Social Security is an important source of guaranteed lifetime income.  Guaranteed income needs demand guaranteed income products.  A Fixed Indexed Annuity is a principal-protected contract with a minimum guarantee. In fact, “not a single indexed annuity purchaser has lost a penny as [...]