Powered by Max Banner Ads Workers born before 1939 generally set 65 as their expected retirement age. With the rise in Social Security rules to receive full benefits, workers younger than that generally are considering 67 as their retirement age.  The poor economy or changes in their employment situations are the reasons most often cited for [...]

Most people – experts included – don’t have clear concept of the cost of retirement. Everybody is underestimating a number of things including longevity and the cost of living longer.  Of all the assumptions made in financial planning (inflation, rate of return, tax brackets, etc.), your life expectancy is probably one of the biggest of [...]

There is no problem with the approach of building one’s own investment nest. We all know that there is a growing need in this country to take our retirements into our own hands if we want the funds necessary to have any quality of life upon retirement. Personal pension plans (annuities) are among the most highly recommended [...]

We recognize that the current generation of retirees and baby boomers face a unique set of retirement income concerns.  If you are nearing the age of retirement, or if you have recently retired, you are faced with many decisions on how to continue to live your life without worrying about money.  Most retirement plans significantly affect [...]