Powered by Max Banner Ads A key component of retirement security and comfort for women is securing a dependable income stream in retirement. Women are living longer and therefore are exposed to greater financial risk. Women face a perfect storm of conditions that can jeopardize their retirement security even more than men. On May 3rd, ING [...]

The longer you live, the greater your chances of running out of money. If you start withdrawing retirement income too early, withdraw too high of percentage, or don’t invest with principal protection in mind, you may spend down your principal too soon. Historically, stock and bond markets have moved out of tandem, so that whenever [...]

Individuals can begin collecting Social Security benefits as early as age 62.  At this age, the monthly benefit amount is reduced by about 30%.  However, each year you delay receiving Social Security benefits, the percentage of reduction decreases until age 67.  This is currently considered the normal retirement age for people born after 1954. In other words, [...]

The new rules are aimed at encouraging retirement savers to tap annuities and other products that allow them to turn their savings into a guaranteed monthly income for life. Of two rules proposed by the U.S. Treasury and Labor Departments, one would encourage employers and IRA providers to offer longevity insurance, also known as deferred income [...]